最高贴息3000元！汽车消费再迎利好

基础金属	铜电解铜铜精矿铜管铜棒废铜铜排铜合金精铜杆再生铜杆铜板带铝铝土矿氧化铝电解铝铝辅料铝棒铝合金锭废铝铝杆铝型材铝板卷铅铅精矿铅锭铅蓄电池再生精铅还原铅废铅蓄电池铅合金锌锌精矿电解锌锌合金氧化锌锌粉锡锡精矿锡锭锡材镁
稀有金属	稀土稀土矿稀土氧化物稀土金属钕铁硼稀散金属锑铋铟锗镓硒钽锆贵金属白银钨钨精矿 APT(仲钨酸铵)钨粉碳化钨钨酸钠钨条钨铁钨材钼钼精矿工业氧化钼钼铁钼化工高纯三氧化钼钼金属钛钛精矿钛渣四氯化钛海绵钛钛金属钛白粉硒
新能源	锂锂矿锂化合物金属锂镍镍矿镍铁精炼镍镍盐高冰镍 MHP 钴电解钴钴粉氯化钴四氧化三钴硫酸钴钴中间品氧化钴碳酸钴钴酸锂锰锰矿电解锰电池级硫酸锰锂电正负极三元前驱体磷酸铁正极材料石油焦针状焦包覆沥青人造石墨硅碳负极硅氧负极硅

基础金属

铜电解铜铜精矿铜管铜棒废铜铜排铜合金精铜杆再生铜杆铜板带铝铝土矿氧化铝电解铝铝辅料铝棒铝合金锭废铝铝杆铝型材铝板卷铅铅精矿铅锭铅蓄电池再生精铅还原铅废铅蓄电池铅合金锌锌精矿电解锌锌合金氧化锌锌粉锡锡精矿锡锭锡材镁

稀有金属

稀土稀土矿稀土氧化物稀土金属钕铁硼 稀散金属锑铋铟锗镓硒钽锆 贵金属白银钨钨精矿 APT(仲钨酸铵)钨粉碳化钨钨酸钠钨条钨铁钨材钼钼精矿工业氧化钼钼铁钼化工高纯三氧化钼钼金属钛钛精矿钛渣四氯化钛海绵钛钛金属钛白粉硒

新能源

锂锂矿锂化合物金属锂镍镍矿镍铁精炼镍镍盐高冰镍 MHP 钴电解钴钴粉氯化钴四氧化三钴硫酸钴钴中间品氧化钴碳酸钴钴酸锂锰锰矿电解锰电池级硫酸锰 锂电正负极三元前驱体磷酸铁正极材料石油焦针状焦包覆沥青人造石墨硅碳负极硅氧负极硅

最高贴息3000元！汽车消费再迎利好

2025-08-13 17:55:07 来源：北方有色网责任编辑：王欣悦

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近日，财政部、中国人民银行、金融监管总局印发《个人消费贷款财政贴息政策实施方案》(下称“方案”)。单笔5万元及以上的家用汽车领域在此次方案贴息范围，种类包括汽车购置、车辆保险及维修。

年贴息比例为1个百分点，且最高不超过贷款合同利率的50%。2025年9月1日至2026年8月31日期间，每名借款人在一家贷款经办机构可享受的全部个人消费贷款累计贴息上限为3000元(对应符合条件的累计消费金额30万元)。

乘联分会秘书长崔东树向第一财经记者表示，此次贴息政策可以降低消费者购买汽车的成本，有效提升消费能力，将促进汽车销量增长。

AutoFinance研究负责人刘健向第一财经记者表示，此次政策相当于另类“国补”。此前，也有地方曾推出“政银企”联动开展购车贴息促销政策，这相当于另类“地补”。“国补”和“地补”组合贴息，将更有力地释放汽车消费潜力。

7月初，吉林省商务厅发布公告称，拟定于2025年7月15日至8月31日期间，开展“政银企”联动购车贴息促销，对个人消费者在省内贷款购买传统燃油或新能源乘用车新车予以支持。对个人消费者购车贷款额度在20万元及以下的，按照标准为办理5年期贷款(含信用卡分期)金额的10%予以贴息，贴息优惠用于减免消费者贷款购车利息支出，上限不超过15000元，超出部分由消费者自行承担。

中汽协8月11日发布的数据显示，今年前7个月，我国汽车产销累计完成1823.5万辆和1826.9万辆，同比分别增长12.7%和12%，产销增速较前六个月分别扩大0.2个和0.6个百分点。

值得注意的是，每年7月是汽车传统销售淡季，但今年表现出“淡季不淡”的汽车销售特点，7月，我国汽车产销分别完成259.1万辆和259.3万辆，同比分别增长13.3%和14.7%。

中汽协副秘书长陈士华分析称，从行业市场环境看，以旧换新政策效果继续显现，行业综合整治“内卷”工作取得积极进展，企业新车型持续投放，助力车市平稳运行，同比实现增长。

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最高贴息3000元！汽车消费再迎利好

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